Cheap Family Cars To Insure

When selecting a new family car, considering insurance costs is crucial. Insurance premiums can vary significantly based on a vehicle's risk profile, which is determined by factors such as the model, its safety features, and its insurance group rating. Cars are assigned to insurance groups on a scale from 1 to 50, with lower numbers indicating lower risk and generally lower premiums. Features that impact insurance costs include safety ratings, repair costs, and the likelihood of theft. 

In this guide, we’ll explore some of the cheapest family cars to insure in 2024, highlighting their family-friendly features and affordability.

1. Nissan Juke

• Insurance Group: 13
• Average Insurance Premium: £900

The Nissan Juke is a stylish compact SUV with a host of family-friendly features. It boasts a 5-star NCAP safety rating, ensuring peace of mind for parents. With ample boot space and advanced safety tech, including automatic emergency braking, the Juke is designed to keep your family safe while being economical to insure.

2. Kia Sorento

• Insurance Group: 22
• Average Insurance Premium: £1,000

The Kia Sorento is a robust SUV that comfortably accommodates up to seven passengers. It features a roomy interior, making long journeys enjoyable for the entire family. Its strong safety credentials, including a 5-star NCAP rating, combined with its affordability in insurance, make the Sorento a great family option.

3. Skoda Octavia

• Insurance Group: 12
• Average Insurance Premium: £850

The Skoda Octavia offers a spacious interior with plenty of legroom for passengers and excellent boot space for family trips. With a solid 5-star NCAP rating and various safety features, it's a reliable choice that is also economical to insure.

4. Seat Tarraco

• Insurance Group: 18
• Average Insurance Premium: £950

The Seat Tarraco is a versatile family SUV that provides ample space for passengers and luggage. It comes equipped with various safety features, including lane assist and adaptive cruise control, and has a 5-star NCAP safety rating, making it a safe choice for families. Its moderate insurance group rating helps keep costs manageable.

5. Hyundai Tucson PHEV

• Insurance Group: 21
• Average Insurance Premium: £980

The Hyundai Tucson PHEV combines family-friendly features with the benefits of a plug-in hybrid. With a spacious interior and advanced safety technology, it provides a comfortable ride for families while offering lower running costs due to its hybrid capabilities. Its insurance costs are competitive for a family SUV.

6. Skoda Kamiq

• Insurance Group: 13
• Average Insurance Premium: £900

The Skoda Kamiq is a compact SUV that doesn’t compromise on space or safety. With ISOFIX points for child seats and a 5-star NCAP rating, it’s perfect for families. Its low insurance group makes it an attractive option for those looking to save on premiums.

7. Kia Xceed

• Insurance Group: 14
• Average Insurance Premium: £850

The Kia Xceed is a stylish crossover that combines the best of both worlds: practicality and aesthetics. With a spacious boot and high safety ratings, it’s an excellent choice for families. Its low insurance group rating keeps costs down, making it a smart financial choice.

8. Dacia Duster

• Insurance Group: 9
• Average Insurance Premium: £780

The Dacia Duster is one of the most affordable family SUVs on the market, known for its rugged design and practicality. It features a spacious interior and a good safety rating, making it a reliable choice for families. Its low insurance group means you can keep your costs low while enjoying the benefits of an SUV.

Choosing a family car with low insurance costs is vital for budget-conscious families. The models listed above offer a blend of safety, practicality, and affordability, ensuring you can protect your family without breaking the bank, you can read more about budget friendly cars in our helpful guide. 

Explore your options at Family Car Deals to find the perfect family car that suits your needs and budget!